Moody's, S&P, Fitch and Wine Spectator

Here's the text of an email I received moments ago:

Dear customer,

our web team made a mistake in today's nl by putting a rating of 96 points for Gournier.

The wine was not rated by wine spectator and we sincerely apologize for the inconvenience.

If anyone has place an order based on the rating and would like to cancel it, please email us or call us.

Once again sorry for the inconvenience.

Thanks,
Wine Dept,
973-992-4441.

You see where I'm going with this?  Let me rewrite the email:

Dear Customer, 

We put a worthless, actually, non-existent rating on a security you bought.  If you are willing to admit that you made a completely ridiculous investment decision based on subjective ratings that you did not understand, and have no ability to evaluate, then we'll buy the security back from you.  No questions asked!  We're here, please call!

Thanks, Your Ratings Agency

Hmmm...nice thought. Then again, my "long time" readers know I'm no fan of the buy-back guarantee.  (C'mon read that one...It's one of my first, but favorites!)  Making ratings agencies into insurance companies would be complicated and painful.