So, I actually read the Panera Bread terms and conditions for the MyPanera discount card this morning, before heading out to lunch. Here's the best part:
In the event that Panera, its affiliates, our/their franchisees, and/or suppliers are found liable to you for any reason, you shall only be entitled to recover actual and direct damages and such damages shall not exceed $100.That's right, $100 limit no matter what happens to you, no matter what Panera (or its affiliates!) may have done wrong.
I'm passing on the latte...and not just because I don't drink coffee!